Student Loan Forgiveness: Apply Now to Get Debt Relief Upto $20,000

Department of Education, United State launched a Student Loan Forgiveness programme, under which pupils can get debt relief upto $20,000. Portal for the submission of online application forms is launched officially, although, for now it is available in beta version accessible for only a few students, by the end of October 2022 it will be available for all those students, who have already taken loan. 

Student Loan Forgiveness

A student who took out a loan to complete his/her higher studies can apply online by visiting the official loan relief portal at to get upto $20,000 students loan relief under the Student Loan Forgiveness scheme/plan, it is mandatory to meet eligibility criteria, who details can be found below. 

Country  United States 
Scheme  Student Debt Relief Plan 
Launched By  Department Of Education, United States of America 
Application Form Start Date  October 2022
Last Date To Application Submission  December 31, 2023
Benefits  Upto $20,000 Debt Relief 
Eligibility Criteria Available Below 
Application Form Portal
Official Website

Online application form for student debt is going to be available for all students from the end of October 2022 which will last till December 31, 2023. All eligible borrowers need to submit their online application form before the last date, and after that the concerned department will scrutinize the application form, and proceed with this process.

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The submission of online application form for Student Loan Forgiveness is likely to take time of five minutes, as I mentioned above, the beta version of website is only available for a few pupils, if you aren’t able to submit debt relief application form now, then you need to wait 7 to 10 days for full version launch of the portal.

Whether you apply online during the beta test or after you won’t get any advantage, so be patient and wait for the full version launch of the portal. As soon as the student debt relief portal will be available for all, we will inform you through this writing. Portal will be accessible at, if you are able to access it then you can apply online to get debt relief. 

Student Debt Relief Benefits 

Under the Student Debt Relief Plan, eligible students who have received Federal Pell Grant can get upto $20,000 debt relief, while an individual who doesn’t have received Federal Pell Grant will be able to get debt relief upto $10,000.

Student Loan Forgiveness 

Student Loan Relief Eligibility 

To avail the benefits of the Biden-Harris Administration student debt relief plan, it is mandatory to meet eligibility in terms of ‘Loan Issuance Date’ and ‘Minimum Income Requirement’. Go through the bulleted points to get detailed information subject to Student Loan Forgiveness Eligibility.

1). Only those students are eligible to get Students Loan Relief whose loan was issued on/before June 30, 2022 under any of the following federal students loans:

  • William D. Ford Federal Direct Loan Program
  • Federal Family Education Loan
  • Federal Perkins Loan Program 
  • Defaulted Loans (ED-held, Commercially Serviced Subsidized Stafford, Unsubsidized Stafford, Parent PLUS, Graduate PLUS, etc).

2). An individual who is single and his/her income is under $125,000 (as of 2020 or 2021) and didn’t file taxes is eligible to avail the benefits of Student Loan Forgiveness scheme.

How to apply online for Student Loan Forgiveness?

If you are eligible and want to get Student Loan Relief then you need to go through the step-by-step, which is listed below.

  • Go to the official website of the Federal Student Aid at
  • On the official website, you will have an option of Menu, tap on it.
  • Now, you will have an option of ‘Student Loan Debt Relief‘ under the option of Loan Forgiveness, tap on it.
  • This time, you will find an option of the Apply for Student Loan Debt Relief During Beta Launch >, click on it.
  • At the end, you need to provide login credentials such as FSA ID Username, Email, or Phone and Password and go with future process to submit application form. 

What after submission of the online application form?

After the successful submission of an online application form you will receive an email from Federal Student Aid, then the concerned officials will review it after which they may contact the applicant for more information and at the end you will be notified about loan relief. 

Note: If you had made payment from March 13, 2020 till the application form submission date then you will get a full refund. 

Student Loan Forgiveness: FAQs

Where to submit an online application form for Student Loan Forgiveness?

To apply online for Student Loan Forgiveness, students need to visit at

What is the last date to submit an online application form for Student Loan Forgiveness?

Last date for Student Loan Forgiveness is December 31, 2023.

Official Website Click Here
Student Debt Relief Application Form Detailed Information Check Here